Tax Bracket Calculator for Rhode Island (RI) — Free Calculator

Rhode Island Tax Brackets (2026)

Rhode Island uses a graduated income tax system with a top marginal rate of 5.99%.

Rhode Island Bracket Structure

3.75% on first $73,450 (single); 4.75% on $73,451–$167,050; 5.99% above $167,050

Rhode Island has a three-bracket graduated income tax with a top rate of 5.99%. Rhode Island is one of the smallest states but maintains a full-featured income tax. It also has an Alternative Flat Tax of 5.99% that prevents wealthy filers from avoiding the top rate through deductions.

Federal Tax Brackets Still Apply to Rhode Island Residents

Regardless of Rhode Island's state tax rules, all residents pay federal income tax. Federal brackets for 2024 range from 10% (on income up to $11,600 for single filers) to 37% (on income over $609,350). Your effective federal rate is typically well below the top marginal rate due to the graduated bracket structure.

Effective vs. Marginal Rate in Rhode Island

Your marginal rate is the rate on your last dollar of income. Your effective rate is your total tax divided by total income. For Rhode Island residents the marginal rate can reach 5.99% but most filers pay a lower effective rate. The median household income in Rhode Island is $74,489.

Data: Tax Foundation (2024), IRS Statistics of Income, US Census Bureau ACS 2023. Updated 2024–2025. Figures reflect state averages — consult a licensed CPA for personalized tax advice.

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Frequently Asked Questions

What tax brackets apply to Rhode Island residents?

Rhode Island has a graduated income tax system. 3.75% on first $73,450 (single); 4.75% on $73,451–$167,050; 5.99% above $167,050. Federal brackets also apply on top of the state tax.

What is the difference between marginal and effective tax rate in Rhode Island?

Your marginal rate is the rate on your highest dollar of income. Your effective rate is your total tax burden divided by total income. In Rhode Island, even if the top marginal rate is 5.99%, most residents pay a lower effective rate because lower income portions are taxed at lower brackets.

Does Rhode Island have different tax brackets for married filers?

Yes, Rhode Island typically has different bracket thresholds for single vs. married filing jointly filers. Married joint filers often have brackets approximately twice as wide, reducing the marriage penalty. Check the Rhode Island Department of Revenue for current bracket tables.

How does this tax bracket calculator work for Rhode Island?

Enter your income and filing status. The calculator applies both federal and Rhode Island state tax brackets to show your marginal rate, effective rate, and total estimated tax. Rhode Island's graduated rate of up to 5.99% is applied to your state taxable income.