Tax Bracket Calculator for Texas (TX) — Free Calculator

Texas Tax Brackets (2026)

Texas has no state income tax. Residents are only subject to federal income tax brackets.

Texas has no individual income tax, and the Texas Constitution requires voter approval before any income tax could be implemented. Texas relies heavily on property taxes and sales taxes for state and local revenue. Property taxes in Texas are among the highest in the nation.

Federal Tax Brackets Still Apply to Texas Residents

Regardless of Texas's state tax rules, all residents pay federal income tax. Federal brackets for 2024 range from 10% (on income up to $11,600 for single filers) to 37% (on income over $609,350). Your effective federal rate is typically well below the top marginal rate due to the graduated bracket structure.

Effective vs. Marginal Rate in Texas

Your marginal rate is the rate on your last dollar of income. Your effective rate is your total tax divided by total income. For Texas residents with no state tax, the effective state rate is 0%. The median household income in Texas is $64,034.

Data: Tax Foundation (2024), IRS Statistics of Income, US Census Bureau ACS 2023. Updated 2024–2025. Figures reflect state averages — consult a licensed CPA for personalized tax advice.

Tax Bracket Calculator for Other States

Frequently Asked Questions

What tax brackets apply to Texas residents?

Texas has no state income tax, so only federal tax brackets apply. Federal brackets range from 10% to 37% depending on income.

What is the difference between marginal and effective tax rate in Texas?

Your marginal rate is the rate on your highest dollar of income. Your effective rate is your total tax burden divided by total income. In Texas, the state effective rate is 0%.

Does Texas have different tax brackets for married filers?

Texas has no state income tax, so filing status doesn't affect state taxes. Federal brackets do differ for married filing jointly vs. single.

How does this tax bracket calculator work for Texas?

Enter your income and filing status. The calculator applies both federal and Texas state tax brackets to show your marginal rate, effective rate, and total estimated tax. Since Texas has no income tax, only federal brackets are applied.